Money for Girls: Amortized invites players into a world where your decisions shape Cancer Prize’s destiny in unexpected ways. With multiple endings tied to how you navigate relationships and financial struggles, understanding the nuances behind these outcomes is crucial. The eight achievement endings span a range of story paths, each revealing a different side of the game’s narrative and characters.
Unlocking all 8 achievement endings requires more than just casual playthroughs. Certain endings unfold naturally, but others demand a nuanced approach to managing Cancer’s interactions with Agnel, her finances, Sugar Mommy, and her general stats. These variables control the branching pathways that lead to each unique conclusion.
Key point: Your choices only fully influence the endings after you’re introduced to the mall’s money machine and complete the prayer to Lady Dirt Dollars. Decisions made beforehand won’t affect which ending you reach.
Surprisingly, personality traits like Zodiac signs seem to have minimal impact on the endings beyond flavor text. Traits such as Slob and OCD may ease access to the Hygiene or Mood endings, but otherwise, your setup can vary freely.
You’re also free to skip most dream sequences until real sleep choices appear. These dreams mainly reflect Cancer’s current emotional state and don’t alter the story’s outcome.
Money for Girls Amortized All Endings, Choices & Routes
Spoilers ahead.
Hygiene End
The Hygiene End is a less favorable outcome triggered when Cancer’s hygiene declines rapidly throughout the story. This route plays on neglect and downward spiral, emphasizing the importance of self-care in the narrative.
Gameplay tip:
Deliberately choose the dirtiest, most neglectful options and avoid any cleaning actions.
Picking the Slob trait makes it easier to fall into this path by accelerating hygiene loss.
Route to Hygiene End:
Once prompted by the bill to pray to:
- Do It
- Swallow Money five times
Ending unlocked: Hygiene End
For those aiming to collect every scene and artwork, there’s a dedicated unlock guide covering all CGs and bonuses.
Mood End
The Mood End parallels Hygiene End but focuses on keeping Cancer’s mood in a persistently poor state. It requires deliberate choices that humiliate or upset her, preventing recovery of spirit.
Strategy hint:
Opt for responses that demean or frustrate Cancer, avoiding actions that restore her mood or pride.
The OCD trait can help maintain mood instability if you find the route challenging.
Critical choices:
After selecting the prayer bill:
- Do It
- Stop
- Oinky Feebly
- Sh*tty
- School → Advanced Economics
- Modern Money
- Debt
- Outside → Investigate → Crime Scene
- Fight Nausea
- Ask For Help
Ending unlocked: Mood End
Girls End
The Girls End centers around a deep relationship with Agnel. Building enough affection and completing specific investigations unlocks this romantic route. Recent updates require accumulating 10 hearts to earn Agnel’s love sticker and invitation.
One major requirement is completing three Agnel-related investigations to trigger the invitation.
Focus tips:
Concentrate your choices on Agnel, always selecting affectionate responses to strengthen the bond.
Step-by-step path:
After the prayer choice:
- Do It
- Stop
- Oink Feebly
- Humiliated But Strangely Good
- School → Amphetamines
- Do Amphetamines
- She’s So Cool
- Outside → Investigate → That Girl
- Keep Them Open
- Approach
- School → True Heart Day <3
- They Must Be For Agnel
- Outside → Agnel → Wishing Fountain
- That’s Enough
- Make A Wish
- The Eternal Spirit of Love
- School → Juice Hole
- Mango Salt Lassi
- Outside → Investigate → Something Fishy
- Leave It There
- It’s Okay I Won’t Tell Anymore
- School → A Skilled Girl
- Outside → Investigate → Follow Agnel
- Don’t
- Pray For Her
- Did They Try
- School → Breast Cancer
- Outside → Agnel → Like A Demon
- A Shadow On Me
- Outside → Agnel → Mall Girls
- Get Out
- Look Inside The Shorts
- Sniff
- Tall Women Stealing Souls
- Put It Away
- Outside → Agnel → My Knight
- Her Hand
- Outside → Agnel → Sugar Beach
- Laidback Compliment
- She Approaches
- Have Some Cheese Fries
- Positive Response
- What A Beautiful Mystery
- Peak Up/Down → Let Timer Run Out
- Put It Away
- Okay Okay
- Cute
- Outside → Agnel → A Date!
- Comfort Her
- Home → Shower → Finish Up
- Climb Up
- Outside → Agnel → Communion Wine
- Drink
- Sea
- Home → Agnel Meets Mom
- Melted Cheese
- Outside → Agnel → False Ego
- My Love Fills Her
- Outside → Agnel → Phone Call
- Laugh It Off
- Outside → Agnel → Fauxns
- Be Closer
- Outside → Agnel → A Nice Dog
- Stroke
- Hold Still
- Maybe A Wild Animal Could Be Welcome
- Give A Little Smooch
- You Protected Me :]
- Accept Her Invitation
- Wait For Her Return
- Look At Her
- Hold Still
- Pray
- Her Drooling Face
- You Asked What Happened To Her
- A Wish
- I Don’t Want To Be Your Secret!
Make a save here. Saving at this juncture allows you to revisit different endings without restarting the whole route.
After saving, continue with these choices:
- Look For Agnel
- Walls → Go Deeper → Follow The Ants → Go All The Way
- Blink
You will encounter three eye-related decisions in quick succession.
Crucial choice: Select the bottom option that says Open Eyes but changes to Keep Eyes Shut when hovered over. Selecting incorrectly risks prematurely ending the route.
Proceed with the following in order:
- Open Eyes / Keep Eyes Shut
- Then A Sound
- Fall Asleep
- I Trust You
- Take The Shot
- As Long As You’re Here
- Enter The Heartfelt End
- Open Eyes / Keep Eyes Shut
- Then A Sound
- Fall Asleep
- I Trust You
- Take The Shot
- As Long As You’re Here
- Enter The Heartfelt End
Ending unlocked: Girls End
Chains End
Chains End is one of the more straightforward endings: finish the game while still owing money. It doesn’t demand any special relationship milestones or side quests.
The key is simply ensuring Cancer remains broke by the end of your playthrough.
Tip:
Do not chase routes that boost money, like Money End, Girls End, or Business End. Instead, avoid money-making activities and stay financially strained.
Quick method to trigger Chains End:
If you saved during the Girls End route, reload that save and choose:
- Wait For Morning. Pay Your Debt
Provided Cancer has under 1000 xeraphim at this point, selecting this will trigger Chains End.
Ending unlocked: Chains End
Money End
The Money End is the direct opposite of Chains End, rewarding you for accumulating wealth rather than debt. To get this ending, you need to prioritize money-making opportunities and avoid neglecting financial progress.
Insider tip:
Consistently select choices that enhance Cancer Prize’s cash flow and don’t shy away from money-centric paths.
Critical path to Money End:
Following the prayer bill selection, use this detailed sequence of choices:
- Do It
- Swallow It
- Swallow Money four times
- Stop
- Oink Feebly
- Whatever, It’s All About Money
- School → Advanced Economics
- Modern Money
- Debt
- Home → Shower → Finish Up
- School → Introductions
- Outside → Investigate → The Debt
- Maybe We Can
- Smile
- Take It Off
- School → Breast Cancer
- Outside → Investigate → Casting Call
- Any Sound Works
- Her Persona
- Her Body
- No Questions
- Cancer Takes It Off
- Cancer Eats The Sugar
- Happy Line Reading
- School → Amphetamines
- Do Amphetamines
- She’s So Cool
- Sass Her
- Her Touch Lingers Sweetly
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- Make A Fun Face With Ketchup
- School → Juice Hole
- Mango Salt Lassi
- Outside → Agnel → Wishing Fountain
- Keep Scrounging
- Save The Coin
- A Shadow On Me
- Home → Laundry
- The Happiness of Warm Blankets
- Outside → Investigate → Her Office
- Look Back
- Drink The Milk
- High Value Asset
- Ask For Money
- Her Friend
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- She’s Neither
- Outside → Investigate → Go For Walk
- Keep Walking
- But I Need Them
- Outside → Agnel → Guano
- Embrace The Guano
- Let’s Find Out
- Fashion → Mall Rat
- Outside → Shops → Mall Cancer
- Outside → Agnel → Gold Coin
- Bite Her Shoulder
- Tell Her
- Outside → Agnel → Phone Call
- Laugh It Off
- Outside → Agnel → Communion Wine
- Drink
- Sea
- Home → Weird Hairs
- Suppress The Thought
- Home → Favorite Game
- Pray For Victory
- It’s About Love Versus Evil
- Knight
- Accept Her Invitation
- Snoop
- Look For Loot
- Pink Heart
- Star
- Scrounge
- Keep To Sell
- Scram
- Look At Her
- Hold Still
- Pray
- Her Drooling Face
- I Needed It
- And Then
- A Prayer
- I Don’t Want To Be Your Secret
- Wait For Morning. Pay Your Debt
- Sweet Response
Ending unlocked: Money End
Business End
Business End revolves around Cancer Prize’s relationship with Sugar Mommy and the associated money/sugar dynamics. To unlock it, you need to progress through Sugar Mommy’s path, eventually gaining entry to her house and meeting specific criteria.
Earlier versions of this route had some confusion but current player feedback and developer insights clarify the exact requirements.
Key pointers:
Prioritize choices tied to Sugar Mommy’s route and aim for the lollipop sticker as a marker of progression. Securing entry to her house is essential for this ending.
Route summary:
After choosing which bill to pray to: